Rongmei Fintech Financial Solution (“Company”, “we”, “our”, “us”) is committed to protecting the privacy, confidentiality, and security of personal and financial information shared by users accessing our website and services.

1. Information We Collect

We may collect the following categories of information:

• Personal identification details such as name, date of birth, gender
• Contact details including mobile number, email address, and address
• Government-issued documents such as PAN, Aadhaar, GST details
• Banking and financial information where required for service processing
• Device, browser, IP address, and website usage data

2. Purpose of Information Collection

Your information is collected strictly for legitimate business purposes including:

• Taxation, GST, business registration, financial advisory services
• Application processing and document verification
• Customer support and grievance handling
• Regulatory compliance and audit requirements
• Improving service quality and user experience

3. Sharing of Information

We do not sell personal data. Information may be shared only with:

• Banks, NBFCs, insurers, and government authorities
• Technology and service partners strictly on a need-to-know basis
• Legal authorities when required under applicable laws

4. Data Security Measures

We implement reasonable technical and administrative safeguards to protect information against unauthorized access, misuse, or disclosure. However, internet transmission carries inherent risks.

5. Cookies & Tracking Technologies

Our website may use cookies to enhance browsing experience, analyze traffic, and optimize performance. Users may disable cookies via browser settings.

6. Data Retention Policy

Personal data is retained only as long as required to fulfill service purposes, legal obligations, and regulatory requirements.

7. User Rights

• Access and review personal information
• Request correction of inaccurate data
• Opt out of marketing communication
• Request deletion subject to legal limitations

8. Third-Party Links

Our website may contain links to third-party platforms. We are not responsible for their privacy practices or content.

9. Children’s Privacy

Our services are not intended for individuals below 18 years of age. We do not knowingly collect data from minors.

10. Policy Updates

This Privacy Policy may be updated periodically. Changes will be effective immediately upon posting on this page.